In some cases, you can apply for a mortgage after a bankruptcy after a waiting period of 1 or 2 years. In others, you may have to wait as long as 10 years. It depends on which mortgage you select, the type of bankruptcy you declared and your...
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HUD allows the Mortgagee an additional 90 Days from the date of the release of stay of the Chapter 7 bankruptcy to recommence the foreclosure.
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A Chapter 13 bankruptcy does not disqualify a Borrower from obtaining an FHA-insured Mortgage, if at the time of case number assignment at least 12 months of the pay-out period under the bankruptcy has elapsed.
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